What items should you provide your lender when getting pre approved? You will need your current income documentation (example pay stub, W2Form, tax return, SSI/SSD). You will also need verification of assets (example: bank statements, retirement account verification)

What are some Down payment Assistance Programs?
Here are just a few, First Time Homebuyer Loan Program, Iowa Finance Authority, First Home, FirstHome Plus, Homes for Iowans, Home for Iowans Plus, Military Service Member Homeownership Assistance Program, Mortgage Credit Certificate and the Eastern Iowa Regional Housing Corporation.

What are the Rehabilitation Assistance Programs available? These are the programs available: Eastern Iowa Regional Housing Authority, which will sell older single family affordable homes that have been rehabilitated so that all major components have been updated to meet all local codes. The City of Dubuque Housing & Community Development Department which offers: Home Repair Program, Homeowner Rehabilitation Loan Program and the Washington Neighborhood Program. The USDA Rural Development Iowa and Single Family Housing 502 Direct Loan for Repairs.

What if I need help with my finances or credit?
There are many program available for help in this area also, Operation New View, Eastern Iowa Regional Housing Authority, Iowa State Extension and Outreach, Dubuque Circles Initiative, Bridges out of Poverty and Getting Ahead in a Just Getting By World.